Salomon Web Services Salomon Web Services
Hartford, CT · Nearshore Costa Rica

The last week of every month,
somebody is matching statements by hand.

Hartford is insurance at a scale few cities match, and insurance is fundamentally about moving structured information between parties who each keep their own version of it.

The stack of statements somebody reconciles by hand every month

A dozen carriers, a dozen formats

An agency receives commission statements from a dozen carriers, each in its own format, some as spreadsheets and some as PDFs. Someone matches them against the book of business, finds the discrepancies, and chases them. It takes the better part of a week, every month, forever. The statements are structured even though each carrier structures them differently, so the routine matching runs unattended and only the discrepancies reach a person, which is where the judgment was needed anyway.

What companies here
actually ask for.

Data moving between parties

Carriers, agencies, brokers and clients each hold a version of the same information. Most of the manual work in this industry is reconciling those versions.

Owning your book independently

Agencies whose book of business lives inside a carrier system have less leverage than they think, and they find out when the relationship changes.

Commission reconciliation

Statements arrive in different formats from different carriers, and someone reconciles them by hand every month. It is repetitive, structured and well suited to automation.

The companies we
end up working with.

An insurance agency or a mid-size carrier operation, where someone spends the last week of every month reconciling commission statements by hand and everybody has accepted that as normal.

What drives
the Hartford economy.

Insurance and financial services define the metro, with healthcare and advanced manufacturing as significant secondary sectors.

Deep insurance technology expertise exists locally, mostly serving carriers at enterprise scale. Agencies and mid-size players have fewer options that fit them.

InsuranceFinancial servicesHealthcareAdvanced manufacturing

Not every part of Hartford
works the same way.

The insurance employers concentrate in Hartford proper and the immediate suburbs, advanced manufacturing sits along the river valley toward the north, and the western towns lean toward the New York commuter economy.

Things we
turn down.

  • Underwriting, rating and actuarial work stay with your carriers
  • We do not act as a managing general agent or handle any licensed function
  • Carrier system limitations are what they are; we work within them
  • If your agency has fewer than a handful of carrier relationships, this may not pay back yet

What we build
for Hartford companies.

Also worth a look: what we do by industry, which goes deeper than this page on the specifics of each sector.

Frequently asked
questions.

Can commission reconciliation actually be automated?

Most of it. Carrier statements are structured, even when each carrier structures them differently, so the routine matching runs unattended and only the discrepancies reach a person. That is usually where the time goes anyway. It is one of the clearest returns available in this industry and one of the least done.

Do you work with Hartford companies remotely?

Yes, that is how every engagement runs. We are in Costa Rica, on Central time, so the overlap covers your whole workday. Compared to a team ten time zones away, that difference shows up in how fast decisions get made rather than in a status report.

How do projects usually start?

With a call about where the work is leaking, not about technology. If what you need is a setting in a tool you already pay for, we say so. If it is a build, you get a proposal with defined deliverables and a fixed price for the work.

Other markets we work in

See all twenty grouped by region →

Working in Hartford?

Tell us where the work is leaking. If the fix is something you can do without hiring anyone, we'll say that on the call.